1. United States
2. Mass.
3. Letter

Obamacare is failing Massachusetts. Premiums doubled since 2010, deductibles hit $8,200, and 90% of plans tie workers to jobs. Subsidies expire Dec. 31, 2025—triggering 75–100% spikes for 200,000+ families. I propose the USA Health Plan—a citizen idea (not current law)—that cuts costs 30–50%, protects pre-existing conditions without mandates, and is budget-neutral. 7-Point Plan 1. UHSAs: $4,500/$9,000 tax-free credits; $0 copay preventive. 2. Nationwide Markets: 1,000+ plans via AI app. 3. Reinsurance: 1% insurer tax; no denials. 4. Transparency: Real-time pricing; ban fees ($300B saved). 5. AI Coach: Prevents 80% chronic disease. 6. Medicaid 2.0: Block grants; ends $100B fraud. 7. Reform: AI claims; break monopolies. MA Impact • Family of 4: $450/mo (vs. $1,600) + $15k UHSA. • Uninsured: <2%. • Savings: $28B for MA. Action • 2026 Reconciliation: 51 votes. • MA Pioneer: Bonus grants. • 2028 Full Rollout. Obamacare trusts Washington. My plan trusts patients + markets. Please advance this idea.