1. United States
  2. N.C.
  3. Letter

Prevent Healthcare Premium Hikes: Act Now on ACA Fixes

To: Sen. Budd, Sen. Tillis, Rep. Edwards

From: A constituent in Sylva, NC

October 14, 2025

I am writing to urge you to take immediate action to prevent the looming healthcare premium increases that threaten to burden countless Americans, including your own family members. As you recently noted, your adult children are facing the prospect of their insurance premiums doubling by 2026 if Congress fails to address critical issues within the Affordable Care Act (ACA). While I understand you have reservations about the ACA, I commend your willingness to look beyond party lines and recognize the real-world impact of potential premium hikes on American families. Your personal experience highlights a broader issue that affects constituents across the political spectrum. We cannot afford to let ideological differences prevent us from finding practical solutions to keep healthcare costs manageable for all Americans. The projected doubling of premiums by 2026 is not just a statistic—it represents a genuine financial crisis for families already struggling with the rising cost of living. For many, such an increase could mean choosing between healthcare and other essential needs like housing or education. This is not a choice any American should have to make. I urge you to leverage your position and influence within Congress to spearhead bipartisan efforts to address the ACA's shortcomings without dismantling the protections it provides. We need targeted reforms that will stabilize insurance markets, increase competition among providers, and ultimately drive down costs for consumers. Time is of the essence. With 2026 rapidly approaching, we need proactive measures now to prevent these drastic premium increases. I ask that you prioritize this issue in upcoming legislative sessions and work across the aisle to develop and support bills that will protect Americans from unsustainable healthcare costs. Your advocacy on this issue could make a significant difference in the lives of not only your constituents but Americans nationwide. Please take decisive action to ensure that affordable healthcare remains within reach for all families, including your own.

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