1. United States
2. Conn.
3. Letter

The federal student loan system is in a dire state, as outlined by the concerning facts and figures provided. With millions of borrowers facing imminent delinquency and default, including severe consequences like wage garnishment and Treasury offsets, urgent action is needed to prevent a catastrophic wave of defaults unprecedented in the program's history. I implore you to take immediate steps to alleviate this crisis and provide meaningful relief to overburdened borrowers, many of whom were already struggling before recent disruptions exacerbated their plight. Restoring full access to affordable income-driven repayment plans, implementing robust default resolution pathways, and pursuing common-sense solutions to ease this needless burden on Americans should be among your top priorities. The looming disaster for student loan borrowers demands a proactive response to stave off widespread financial ruin.