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An Open Letter

To: Sen. Schiff, Rep. Calvert, Sen. Padilla

From: A verified voter in Palm Springs, CA

September 17, 2025

I strongly urge your advocacy for the prevention of the expiration of enhanced premium subsidies at the conclusion of 2025. The cessation of these subsidies would result in a substantial increase in healthcare costs. On average, the expiration of the enhanced tax credits will lead to an over 75% increase in enrollee premium payments. This is simply unsustainable for individuals with fixed incomes, single parents, and those without employment. Our country will become more ill, as many will opt out of coverage without these valuable subsidies. “The expiration of these federal benefits increases premium costs for individuals and families and is expected to result in more people deciding to forego insurance coverage. This will shrink the population with coverage and worsen the risk pool requiring higher premiums for the remaining members” – Blue Cross Blue Shield of Vermont (VT) “In this filing, ARPA premium subsidy is projected to be discontinued in 2026, and projected membership is then projected to have higher morbidity than the base. Thus, the morbidity adjustment is modified to reflect the deterioration in the projected population’s morbidity” – Kaiser Foundation Health Plan of the Northwest (OR) I urge you to do everything in your power to extend this desperately needed benefit.

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