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Insurance Transparency: Annual Claim Denials and Associated Deaths Disclosure

To: Gov. Newsom, Sen. Menjivar, Asm. Rodriguez

From: A verified voter in Valley Village, CA

December 29, 2024

Subject: Request for Legislation Requiring Insurance Claim Denial Transparency I am writing to urge the introduction of legislation that mandates insurance companies operating in California to publicly disclose detailed data on claim denials and associated deaths annually. Specifically, this legislation should require insurers to report: 1. The total number of claims submitted by policyholders. 2. The number and percentage of claims denied, broken down by category or type. 3. The number of deaths reported to be associated with claim denials, with data categorized by type of claim (e.g., medical, life, disability). This transparency would provide critical insight into the practices of insurance companies, helping policymakers and the public evaluate whether insurers are acting in good faith when handling claims. Access to this information is essential for holding companies accountable, ensuring consumer protection, and fostering trust in California’s insurance industry. By enacting such legislation, we can promote fairness, transparency, and equity for Californians who depend on insurance to safeguard their health and livelihoods. I hope you will consider introducing this important legislation to protect Californians and improve accountability in the insurance industry.

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