1. United States
2. Wash.
3. Letter

I am writing to you as a concerned constituent to urge your strong support for robust consumer financial protections and to express my deep concern about ongoing legislative and regulatory efforts to weaken or dismantle the institutions and agencies that safeguard the American public. The financial security and well-being of millions of American families depend on these protections, and I respectfully ask you to use your position to defend and strengthen them. The Importance of the FDIC and Deposit Insurance The Federal Deposit Insurance Corporation (FDIC) has served as a cornerstone of financial stability since its creation in 1933, in the wake of the Great Depression. By insuring deposits up to $250,000 per depositor, the FDIC prevents bank runs, protects hardworking Americans' savings, and maintains confidence in our banking system. Any effort to reduce the FDIC's authority, cut its funding, or subject it to political interference would put ordinary depositors — not just wealthy investors — at serious risk. I urge you to oppose any measures that would weaken the FDIC's independence or reduce its capacity to protect consumers. Consumer Financial Protections Must Be Strengthened, Not Weakened The Consumer Financial Protection Bureau (CFPB) and other regulatory bodies were established to ensure that financial products and services are transparent, fair, and free from predatory practices. These agencies have returned billions of dollars to consumers harmed by deceptive lending, illegal debt collection, and hidden fees. Rolling back these protections would leave everyday Americans vulnerable to the same abusive practices that contributed to the 2008 financial crisis. I strongly encourage you to resist any legislation or budget measures that would gut the funding or authority of consumer protection agencies. New Consumer Protections Are Needed While preserving existing protections is critical, I also urge you to champion new measures that address emerging threats to consumers, including: •  Stronger safeguards against predatory payday and high-interest consumer lending that traps families in cycles of debt. •  Greater transparency and accountability for financial technology companies offering banking and payment services. •  Enhanced protections for seniors and veterans who are disproportionately targeted by financial scams and fraud. •  Modernized credit reporting standards to ensure fair and accurate representation of consumers' financial histories. A stable and fair financial system is not built on deregulation alone — it is built on the trust that ordinary Americans have that their savings are safe, that they will not be exploited, and that someone is watching out for their interests. The institutions and rules that protect consumers are not obstacles to economic growth; they are its foundation. I respectfully ask that you: (1) oppose any legislation or executive action that would reduce the independence, funding, or authority of the FDIC, CFPB, or other consumer financial protection agencies; (2) actively co-sponsor or support legislation that strengthens consumer financial protections; and (3) ensure that your constituents are kept informed of your position and actions on these critical matters. Thank you for your time and service to our community. I hope I can count on your leadership to protect the financial well-being of all Americans. I would welcome the opportunity to discuss these concerns further and can be reached at the contact information below.