1. United States
2. Letter

Climate change is a pressing threat that demands immediate action to protect our planet for future generations. The alarming rise in home insurance costs, directly linked to escalating extreme weather events, serves as a stark reminder of the severe consequences we face if we fail to address this crisis. As depicted in the maps and data, a substantial portion of U.S. homes are grappling with the risk of floods, wildfires, hurricanes, and severe storms, leading to soaring insurance premiums and dwindling affordability. This financial burden not only impacts homeowners but also rental housing providers, ultimately limiting access to affordable housing for vulnerable communities. The time for complacency has passed. We must take bold steps to mitigate climate change and its far-reaching impacts. Transitioning to clean energy sources, investing in resilient infrastructure, and promoting sustainable practices across all sectors are crucial to safeguarding our communities and ensuring a livable planet for generations to come. We implore you to prioritize comprehensive climate action through robust policies and legislation. The consequences of inaction are too grave to ignore. Let us work together to secure a sustainable future for our children and grandchildren, where they can thrive without the looming threat of climate catastrophe.