“Save ACA Subsidies – Stop 2026 Premium Hikes”

I write as your constituent in [City/State] to urge you to protect access to affordable health care by ensuring that the enhanced premium tax credits under the Affordable Care Act are extended and not allowed to expire at the end of 2025. These subsidies are not optional — they make the difference between health insurance being affordable or being out of reach for millions of Americans. If allowed to lapse: • Many individuals and families would face steep premium increases (some projections show increases of 20-50% or more). • Enrollment in ACA individual market plans will drop, especially among healthier and middle-income people, which will drive up average costs for everyone. • Tens of thousands of people in states like Washington already risk losing coverage. Similar risks exist across the country. • The health and financial security of low- and middle-income Americans will be harmed, increasing the number of uninsured, delaying care, and possibly placing people in medical debt. I urge you to support legislation that extends these enhanced subsidies — ideally in a way that provides stability for multiple years, not just a short-term patch — that maintains the income eligibility levels, caps the percentage of income families pay for coverage, and protects lower premiums for those who rely on these credits. Thank you for your work on securing health care access for all. Please let me know your position on this issue and what actions you will take to prevent the expiration of these subsidies.