I urge you to support extending the Affordable Care Act premium tax credits before they expire at the end of this year.
I understand you may have concerns about the ACA, but the reality is that millions of Americans—including many in our state—now depend on these tax credits for affordable health insurance. Without extension, premiums are projected to increase by 75% starting in January 2026, and the Congressional Budget Office estimates 4.2 million people will lose coverage by 2034.
Many of these Americans are small business owners, self-employed workers, early retirees, and families in rural areas who don’t have access to employer-sponsored coverage. These are hardworking people who play by the rules and simply need stable, affordable healthcare options. Allowing these tax credits to expire would create massive uncertainty in the insurance market and hurt the constituents you represent.
I also want to express concern about proposals that tie healthcare funding to restrictions on abortion or gender affirming care. While I understand these are important issues to many, holding healthcare funding hostage creates unnecessary suffering and delays critical action. Healthcare access should not be a bargaining chip. Americans need certainty about their insurance costs now—they cannot wait while Congress debates unrelated social policies.
A clean extension of ACA premium tax credits is fiscally responsible, provides market stability, and protects families from sudden, devastating cost increases. This is about preserving access to healthcare for millions of Americans who are already enrolled and counting on Congress to act.
I urge you to support a straightforward extension of these tax credits without controversial additions that will delay or derail this urgent legislation.
Thank you for your consideration and for your service to our state.