Mountain home insurance bill

I live in Indian hills, just west of Denver. We bought our house in 2012, totally remodeled it and have always sought to be as responsible as we could be regarding protecting our home and our neighbors from fire danger. In the last 11 years, it has often been exceedingly difficult, not to say increasingly expensive, to find homeowners insurance. Now that I am moving into retirement the cost is even more of an issue. I am well aware that with the onset of climate change, living in environmentally dangerous areas is problematic. Still, moving to the mountains of Colorado has been a lifelong dream of mine and I take seriously the responsibilities that go with it. I recognize that many of my neighbors either don't or are not able to. That has been an issue for me as well as I get older. We have never had the kind of income that would make high levels of mitigation easy. Our community is trying to deal with the dangers of overgrowth, overpopulation/development in the face of climate change. I live on one of the most densely overgrown roads in the Indian hills, and I look forward to the thinning and other measures that our community fire plan calls for . I have recently become aware of House Bill 23-1288, the fair access to insurance requirements plan. I fully support this bill and hope you will as well. I also hope that along with insurance support, that the state will help make resources available to moderate and low-income mountain residents and local communities to help them do what all of us need to do to prepare the areas around our homes for wildfire. This and water conservation I see as two of the state's greatest challenges. I hope you will support house bill 23-1288. I look forward to hearing back from you.