The Consumer Financial Protection Bureau (CFPB) recently issued a rule capping overdraft fees at $5, down from the current average of $35. This would save American consumers an estimated $5 billion annually. However, a joint resolution in Congress (H.J. 59 in the House and S.J. 18 in the Senate) seeks to overturn this rule, allowing banks to resume charging exorbitant overdraft fees at their discretion. Removing this consumer protection is a clear prioritization of banking industry profits over the financial well-being of ordinary Americans. The CFPB has recovered $21 billion for consumers previously cheated by financial institutions, fulfilling its mandate to safeguard people from predatory practices. Opposing this resolution is crucial to prevent the return of unreasonable and unpredictable fees that disproportionately burden low-income households and undermine financial stability. I urge you to vote against H.J. 59/S.J. 18 and uphold the CFPB's ability to protect consumers from exploitative overdraft policies.