An open letter to the U.S. Congress

Extend ACA Tax Credits Now to Prevent Healthcare Crisis

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The ongoing government shutdown and the fight over extending Affordable Care Act (ACA) tax credits are causing unnecessary harm to millions of Americans. I urge you to take immediate action to extend these vital subsidies and reopen the government without further delay. The facts are clear: without an extension of the enhanced ACA tax credits, healthcare costs for millions will skyrocket. Insurance commissioners, including Republicans, are sounding the alarm that Congress must act before open enrollment begins on November 1. Failure to do so could result in premium doubles for many consumers by 2026, potentially leaving 4 million Americans uninsured. This is not a partisan issue. A recent Kaiser Family Foundation poll found that 78% of the public, across political lines, support extending the enhanced ACA tax credits beyond 2025. Moreover, over 75% of ACA marketplace enrollees live in states that voted for Trump in 2024. This demonstrates that affordable healthcare access is a concern that transcends political boundaries. While some argue that these subsidies were meant to be temporary during the COVID-19 pandemic, the reality is that healthcare costs continue to rise, and many Americans still struggle to afford coverage. The estimated $350 billion cost over the next decade to extend these subsidies pales in comparison to the human and economic toll of millions losing their health insurance. The time for political maneuvering is over. Open enrollment begins on November 1, and consumers need certainty about their healthcare costs now. I implore you to prioritize the health and financial security of your constituents by immediately voting to extend the ACA tax credits and end the government shutdown. This is not just your job; it's your moral obligation to the people you represent. Act now to prevent a looming healthcare crisis that will affect millions of Americans across the country.

▶ Created on October 15, 2025 by Eric

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