1. United States
2. Mich.
3. Letter

I am writing to urge you to take immediate action to support meaningful student loan relief and repayment reform for American borrowers. For too many working and middle-class families, student loan payments have become unmanageable. The current direction of federal student loan policy is making an already difficult system even more expensive, more confusing, and more unstable. Instead of delivering long-promised relief, current changes are threatening the financial stability of millions of Americans who are already doing everything they can to stay afloat. Americans have waited long enough for vital student debt relief. Yet instead of protecting borrowers, the Department of Education is moving in the wrong direction. Borrowers are now facing higher costs, longer repayment terms, and increasing uncertainty about whether promised relief programs will still exist or remain accessible. I am deeply concerned by the following actions: • Phasing out the SAVE plan and making repayment more expensive for more than 7 million Americans. • Slowly processing an existing backlog of more than 500,000 applications, leaving borrowers in limbo. • Moving the student loan portfolio to the Treasury Department instead of focusing on borrower protections and stability. • Prioritizing the Department of Education’s physical relocation to a new building while borrowers face mounting financial hardship. • Creating a new repayment plan with longer repayment terms, including up to 30 years under RAP. • Changing employer eligibility for the Public Service Loan Forgiveness (PSLF) Program, which could disqualify public service workers from receiving the forgiveness they have worked toward for years. These policies do not help borrowers. They increase costs, prolong debt, and undermine trust in a system that is already deeply broken. They place a disproportionate burden on the American middle class and will make it harder for working families to buy homes, raise children, save for retirement, and remain financially stable. Student loan repayment should not function as a decades-long financial penalty for pursuing education. Borrowers need affordable monthly payments, clear rules, efficient processing, and reliable access to forgiveness programs that were promised to them. Public servants, in particular, should not be punished by shifting eligibility requirements after they have dedicated years of service in good faith. I urge you to fight for: • Affordable monthly student loan payments that reflect real household budgets. • Preservation and strengthening of income-driven repayment options like SAVE. • Faster processing of pending applications and relief requests. • Protection and expansion of PSLF eligibility for public service workers. • Meaningful student debt relief for borrowers who have carried this burden for years. • Transparent, borrower-centered reforms that prioritize financial stability rather than extending debt for decades. Please stand with borrowers and working families. We need leadership that protects the middle class, honors commitments made to public servants, and reforms the student loan system in a way that is fair, functional, and humane. Thank you for your time and for your service. I urge you to act quickly on this issue.