1. United States
2. Texas
3. Letter

Our family is facing an 11.9% premium increase from United Healthcare in 2026. We’re paying $744 each per month before we even hit our $3,000 individual deductibles or $7,500 maximum out of pocket. That’s nearly $18,000 in premiums alone, plus thousands more before insurance covers anything. While we’re living paycheck to paycheck, United Healthcare reported $22.4 billion in profit in 2023. CVS Health made $8.3 billion. Elevance brought in $6 billion. These companies have pulled in over $9 trillion since the ACA passed. Their CEOs take home $20 million to $26 million in compensation while 31 million Americans borrowed $74 billion last year just to cover medical bills. This is obscene. Republicans shut down the government for over 36 days, refusing to extend ACA subsidies that 22 million Americans depend on. Without those subsidies, premiums jump 114% on average. Four million people will lose coverage entirely. Meanwhile, you’re considering tax cuts for the wealthy and imposing tariffs that will drive costs even higher. Democrats keep defending a broken system instead of pushing for real reform. Both parties are failing us. Medicare has 1.1% overhead. Private insurers skim 8% to 13% off every premium dollar. Single payer would save money and expand coverage, but you won’t even discuss it. Americans spend nearly $26,000 per year on family health coverage. Healthcare will consume over 20% of our GDP by 2033. Half of all adults say affording care is difficult. This is unsustainable. Stop playing politics with our health. Work across the aisle to bring down costs, expand coverage, and hold insurance companies accountable. We need price transparency, public options, and caps on out-of-pocket expenses.