Resistbot
  1. United States
  2. Calif.
  3. Letter

Support open payments, protect consumer privacy through competition

To: Sen. Schiff, Sen. Padilla, Rep. Simon

From: A constituent in Oakland, CA

July 24

Credit card networks restrict merchants from incentivizing alternative payment methods, hindering competition and consumer choice. This allows credit card companies to levy excessive fees undermining privacy by tracking purchasing habits. The Credit Card Competition Act prevents such anti-competitive practices, empowering merchants to offer cash discounts without retaliation. Fostering an open payments market protects consumer privacy rights from erosion by dominant card networks exploiting their market power. Supporting this bill upholds competition and data privacy.

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