Urgently Extend ACA Premium Tax Credits to Prevent Healthcare Crisis

I am writing to urge you to take immediate action to pass a permanent extension of the Affordable Care Act (ACA) premium tax credits. This is a critical issue that affects millions of Americans, including many in your district who rely on ACA plans for their health insurance coverage. The urgency of this matter cannot be overstated. If these tax credits are allowed to expire at the end of 2025, the consequences will be dire. According to the Congressional Budget Office, an estimated 4.2 million people will lose their health insurance coverage by 2034. This is not just a statistic; it represents real people in our communities who will be left without access to essential healthcare. The American Rescue Plan Act of 2021 increased these tax credits, making insurance more affordable for millions. This progress is now at risk. Without action, we are facing a projected 75% increase in ACA plan premiums starting January 2026. Such a drastic rise in costs would financially devastate countless families who are already struggling to make ends meet. I am deeply concerned that the recent budget reconciliation bill put forward by Republicans did not include an extension of funding for these crucial credits. This oversight must be corrected immediately. Healthcare is not a partisan issue – it's a human right and a necessity for a functioning society and economy. The benefits of extending these tax credits are clear and substantial. They ensure that millions of Americans can access affordable health insurance, leading to better health outcomes, reduced financial strain on families, and a more productive workforce. The cost of inaction – both in human and economic terms – far outweighs the cost of extending these credits. I implore you to prioritize this issue and work across the aisle to pass a permanent extension of the ACA premium tax credits. The health and financial well-being of your constituents depend on your swift action. Please do not let partisan politics stand in the way of protecting access to affordable healthcare for millions of Americans. Time is of the essence. With the potential government shutdown looming and the 2025 deadline approaching, we need decisive action now. I urge you to make this a top priority in your legislative agenda and to use your influence to ensure that these vital tax credits are extended permanently. The health of our nation depends on it.